Filing for bankruptcy can be a difficult and stressful process, but it doesn’t have to be. Chapter 13 bankruptcies allow you to create a repayment plan…
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When you get divorced, you might be wondering who is responsible for the debt. It’s common to have a joint credit card or loan account or…
Zombie debts, also called phantom debts, are old or expired debts that scheming investors or scammers purchase at a massive discount. They then try to get…
While many people think of bankruptcy as a last resort, filing for bankruptcy can be a smart move to make in certain situations. One type of…
Filing for bankruptcy can be a scary and daunting experience, but it doesn’t have to be. Different types of bankruptcies can be filed depending on your…
As American households continue to take on more debt, it has become clear that this is now a way of life for many. The most recent…
Before you agree to cosign an auto loan for someone, it’s important to understand the financial implications. As a cosigner, you are legally responsible for making…
Debt can feel like a noose around your neck. Multiple creditors, different payment amounts, and due dates can make it difficult to keep track of everything.…
The average American has $5,525 in credit card debt, according to a 2021 Experian report. This doesn’t include additional debts, such as mortgages, car loans, and…
Filing for bankruptcy can be a major setback for your credit score. This can make it difficult to get competitive rates on loans and credit cards…